Founding cohort · limited early access

Wealth management just changed for the first time in a century.

Not a better app. Not a cheaper fee. AURXEL is the first system built to stop you from making the one mistake that costs you the most — before it happens.

No spam. No commitment. We'll reach out when your spot opens.
AURXELwealth
Good morning,
Panvi
AURXEL MANAGED PORTFOLIO
€36,242.82
+7.45% 1Y
+€2,511
P&L
7.2%
Goal Progress
€341
Harvest YTD
12/100
Panic Score
SAGE
active
SENTINEL
monitoring
FORGE
optimised
HARVEST
active
HORIZON
on_track
Strategic alliance

Designed for absolute compliance, in partnership with Alleina AI.

Pre-launch does not mean unvetted. We've formalised a core compliance partnership with Alleina AI — a specialist AI governance firm — to map our agent architectures directly against the evolving requirements of the EU AI Act, GDPR, and DORA, from day zero.

We aren't building a black box. We're building an auditable, institutional-grade standard.

Visit alleina.com
COMPLIANCE PARTNERSHIP
ACTIVE
AURXEL
Agent Architecture
ALLEINA · AI
Compliance Framework
EU AI ACT
GDPR
DORA
Problem Thesis

It's the moment the market drops and your thumb hovers over "Sell."

Every other platform is silent right then — or makes it one tap easier. AURXEL built the only system designed to notice that moment and stop it before it costs you.

0bps
Average underperformance vs market (2024)
Dalbar QAIB · Morningstar Mind the Gap
0%
Investors who trust online-only advice
Robo-advisors go silent during crisis
0.0T
European wealth transferring to digital-native investors
Gen Z + Millennial great wealth transfer
The agent mesh

Five specialists. Not one generic model guessing.

Each agent owns one part of your financial life. Here's what happens when they work together.

Live agent mesh
Every agent runs independently, talks to the others through a shared state.
HORIZON
Life-event radar
Goal drift
0.4σ
Scanning
FORGE
Portfolio construction
Allocation
68/32
Rebalancing
SENTINEL
Behavioral guardrail
Panic score
12/100
Monitoring
HARVEST
Tax-loss offsets
YTD saved
€341
Optimising
SAGE
Plain-English intel
Briefings
3 today
Composing
A REAL DAY, TRACED THROUGH THE MESH →
HORIZON
Detects new baby in life-goal update
FORGE
Recalculates 20-year allocation curve
SENTINEL
Confirms — this is planned, not panic
HARVEST
Scans for tax offsets on rebalance
SAGE
Sends plain-English summary
Who it's for

Automated investing isn't a feature. It's a different life.

Retirement, without the vigil

You spent 40 years earning it. You shouldn't have to spend retirement watching it.

A head start before they can spell it

Give a child independence before they're old enough to ask what compound interest means.

A seat at the table that was never offered

Built for the 40% who manage the household and were never handed the tools to grow it.

Wealth that compounds while you live

No candlesticks, no daily check-ins, just growth that doesn't need your attention to work.

How it actually works

Not stock-picking. On purpose.

If you're looking for daily picks, entry points and candlestick charts, AURXEL is the wrong tool — deliberately. Institutional wealth managers don't day-trade their clients' retirement funds. Neither do we.

You answer a few questions. Forge builds a portfolio matched to your goals. It quietly rebalances itself as markets move — the way a thermostat holds a temperature, not the way a trader chases one.

See exactly how it works
01
Your Financial DNA
A short quiz. Once. Not a monthly nudge.
02
Forge builds your portfolio
Institutional-grade construction, matched to your goals.
03
Markets move — your portfolio drifts
Stocks grow faster than bonds. Risk quietly shifts.
04
Auto-rebalancing brings it back
A thermostat, not a trader. Explained in plain language.
Two doors, one system

Built for you, or built for your platform.

WEALTHOS
For individual investors

Automated, goal-based portfolios with Sentinel built in, standard, on every account.

Explore WealthOS
PLATFORMS
For neo-banks, brokers, platforms

License Sentinel alone, or the full Autonomous Wealth OS, as an API.

See Platforms
Category map

We checked. Here's where everyone actually stands.

No platform we surveyed — not one of 20 — has built real-time, pre-trade behavioral intervention. Here's the honest comparison.

CapabilityAURXELRobo-advisorsNeo-brokersTraditional banks
Pre-trade panic intervention
Auto-rebalancing on goal driftPartial
Behavioral risk scoring
Real-time tax-loss harvestingPartial
Single-model 'AI advisor'By design, no
Bank-grade 256-bit encryption
GDPR compliant
Capital held by regulated custodians
EU data residency
Panvi Patel
Founder
Panvi Patel — Founder & CEO

Built AURXEL after watching how often good financial decisions get undone by one bad moment. MBA in Business Analytics, product and strategy background at Boehringer Ingelheim, selected for the ZICER FinTech Incubator.

Pricing

Simple pricing, no hidden layers.

GUARDIAN
0.45%
AUM / yr
€5k – €50k invested
  • Behavioral guardrails (Sentinel)
  • Forge-built public-market portfolios
  • Sage market intelligence
  • ESG variants
Reserve my spot
MOST POPULAR
UNIFIED LEDGER
0.70%
AUM + optional €49/mo
€50k – €500k invested
  • Everything in Guardian
  • Harvest tax-loss harvesting
  • Multi-goal planning
  • Quarterly human-advisor access
Join the Inner Circle
PRIVATE OFFICE
0.85%
AUM + €49/mo flat
€500k+ invested
  • Everything in Unified Ledger
  • ELTIF 2.0 private markets from €10k
  • Dedicated advisor
  • Multi-generational planning
Reserve my spot

The discipline is built. Yours to inherit.

Founding cohort access is limited. Reserve your place.