AURXELAURXEL
For individual investors

Your wealth, running itself — the way it should have all along.

Institutional-grade investing, automated goal by goal, with the one thing no other platform has: protection from your own worst moment, built in standard.

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AURXELwealth
Good morning,
Panvi
AURXEL MANAGED PORTFOLIO
€36,242.82
+7.45% 1Y
+€2,511
P&L
7.2%
Goal Progress
€341
Harvest YTD
12/100
Panic Score
SAGE
active
SENTINEL
monitoring
FORGE
optimised
HARVEST
active
HORIZON
on_track
The problem we exist to solve

"The retail investor is an endangered species."

Morningstar's 2025 Mind the Gap report puts a number on it: a persistent 1.2% annual return gap, driven almost entirely by trading behaviour and mistimed transactions. Ten years of that compounds to roughly 15% of lifetime returns — gone.

Emotion Tax
1.2% / yr

Fear and impulse create a persistent 1.2% annual return gap through mistimed trading — a quiet compounding drag on every long-term goal.

Fragmented Finances
5+ apps avg.

Assets, liabilities, cash flow, and goals sit in separate apps and spreadsheets. Investors never see the full picture in one place.

The Silent Partner
45% trust

Only 45% of investors trust online-only advice. Existing robo-advisors go silent during the exact moments of crisis — leaving you alone with the sell button.

THE BEHAVIOUR GAP
US Open-End Funds & ETFs · 10y to Dec 2024
GAP
−1.2%
Total Return8.2%
Fund performance
Investor Return7.0%
What investors actually earned
A persistent 1.2% annual return gap — over a decade that compounds to a ~15% shortfall. Not from bad picks. From mistimed trades.
SOURCE · MORNINGSTAR "MIND THE GAP" 2025
THE BRUTAL TRUTH
"Institutional discipline is a gated luxury. If you aren't rich enough to afford a private manager, you aren't safe enough to survive the 90-second window."
Institutional-grade discipline shouldn't require an institutional-grade bank account. WealthOS closes that gap.
How automated investing actually works

Not stock-picking. On purpose.

1
Your Financial DNA

A short quiz, once.

2
Forge builds your portfolio

Institutional-grade construction matched to your goals.

3
Markets move, portfolio drifts

Risk quietly shifts — even though nothing went wrong.

4
Auto-rebalancing brings it back

A thermostat, not a trader. Explained in plain language.

APPROVAL GUARDRAILS
You set the hard boundaries when you set up your account. Forge only ever optimises inside them. Every rebalance triggers an Invest Digest — a plain-language note explaining exactly what changed and why. Nothing silent, nothing hidden.
See Sentinel — the layer that protects this discipline
Five agents, working for you

Not one model. Five specialists.

SENTINEL
Watches for the moments that would break your discipline.
FORGE
Builds and continuously rebalances using institutional methods.
HORIZON
Keeps every decision anchored to your actual timeline.
HARVEST
Scans daily for tax-loss opportunities.
SAGE
Feeds live market context to all four.
See how they work together
Everything included

Every plan includes the full agent stack. Nothing is upsold piece by piece.

Automated investing
Pre-built strategies
ESG portfolios
Unified wealth view
Configurable agents
Pricing

Three tiers. All include Sentinel.

GUARDIAN
0.45%
AUM / yr
€5k – €50k invested
  • Behavioral guardrails (Sentinel)
  • Forge-built public-market portfolios
  • Sage market intelligence
  • ESG variants
Reserve my spot
MOST POPULAR
UNIFIED LEDGER
0.70%
AUM + optional €49/mo
€50k – €500k invested
  • Everything in Guardian
  • Harvest tax-loss harvesting
  • Multi-goal planning
  • Quarterly human-advisor access
  • Real-time tax-loss visibility
Join the Inner Circle
PRIVATE OFFICE
0.85%
AUM + €49/mo flat
€500k+ invested
  • Everything in Unified Ledger
  • ELTIF 2.0 private markets from €10k
  • Dedicated advisor
  • Multi-generational planning
Reserve my spot
WealthOS FAQ

Questions worth asking.

What counts as a 'goal' in Horizon?+
Anything with a timeline and a target — retirement, a child's education, an emergency fund, a house deposit. Each goal gets its own portfolio construction and its own risk envelope.
How often does Forge rebalance?+
Quarterly by default, or when drift crosses a threshold you set. Every rebalance triggers an Invest Digest explaining exactly what changed and why.
Can I set my own risk boundaries?+
Yes — you set the hard boundaries when you set up your account. Forge only ever optimises inside them.
What happens if I withdraw?+
You can withdraw any time. Forge recalculates your remaining trajectory and Horizon updates your projected goal date, in plain language, before you confirm.
Is my data ever sold?+
Never. Your data trains models that serve you and stays within EU data residency. Full detail in our Privacy Policy.

Start with your Financial DNA, not a spreadsheet.

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